Every person that drivers a car must have auto insurance, but if you want to rent a car you must also have coverage or you will big in a big trouble if an accident happens. There are different ways to get rental car insurance coverage, you must be correctly informed before making a decision.
When you rent a car you are responsible to any damage that happens to the car while you are driving, having enough coverage is very important. There are 3 main ways to get rental car insurance coverage, you can use your own if you have it, you can use your credit card insurance or you can use the rental car company coverage.
Should you include Rental car Insurance in your own car policy?
Well that is a decision that you have to make and consult with your agent, however even though it will be an additional cost, it is very helpful, but you need to keep some things in mind.
The company will only reimburse your for the rental car if it is a similar model, that means that if you have a VW and you rent a corvette, you wont get a reimbursement.
Now, taking a step back, it is better to use your own vehicle insurance when you rent a car, but if you dont have it, then it is recommended to take the one from the rental company.
Of course, if you use the rental company coverage, you will end up paying a lot more for renting a car, that is why is better to use your own insurance, is important that you call your agent and ask him, if your policy covers rental car.
Now, if you want to get protection for your own car you need to compare rates from different companies and that can be easily done online, you just fill a form and get a quote. Follow the link below to get quotes from the leading companies in the industry.