Everybody knows that women pay less than men for car insurance. This is because women are less likely to be involved in accidents and file claims, according to statistics. Women are also generally believed to be more cautious drivers, and drive less than men. If you are a woman and feel that you are being overcharged, it’s time to start looking for a new policy. Where can you find cheap car insurance for women?
First of all, if you are between 30 and 40, there is a chance that you might not be paying less than men, since that is the age range in which the rates are at the most equal between the two genders. In some instances, men even pay a few dollars less a month than women in the 30 – 40 range.
In addition to gender and age, other things that affect the car insurance rates include location, type of vehicle, the amount you plan on driving it, your credit score, and whether or not you qualify for any discounts. If you have home insurance it’s a good idea to check and see if there are any bundle deals available, as insurance companies tend to offer huge discounts on multiple policies.
Required Details for Cheap Car Insurance for Women
When searching for cheap car insurance for women, you’ll be required to fill out a few details in order to obtain a quote. These details include some of the information mentioned above, such as your name, location, car model / make, age, etc. Always compare the offers from at least 2 – 3 different companies. Once again, check and see if there are any discounts available. On each company’s website, they have a listing of all of the types of discounts they offer.
Have you considered taking a defensive driving course? This could be a great way to reduce the rates – especially if you’ve been involved in an accident before. Most if not all of the insurance providers are happy to provide cheap car insurance for women who prove that they are serious about driving safety. There are safety courses in every state that you can check into.
If you’re a younger driver and still in school, work on getting good grades. Another way to get a discount is to make the honor roll and be a model student.
Where should you begin your search? While there are tons of sites out there all claiming to offer the “best auto insurance deals”, you should really begin with esurance. It’s definitely a reliable place to find cheap car insurance for women – as well as discounts to help you save even more.